Caitlyn Mullins How Financial Institutions Can Safely Explore Fintech Partnerships — Join NPG’s Q4 Townhall The fintech landscape continues to evolve at a rapid pace, offering community banks and credit unions unprecedented opportunities to expand services, enhance customer experiences, and generate meaning... Dec 4, 2025 Insights
Caitlyn Mullins Independent Testing Is Now a Make-or-Break Exam Factor: What OCC’s New Bulletins Mean for You Yesterday, the OCC issued two important bulletins—OCC Bulletin 2025-37 and OCC Bulletin 2025-38. What both have in common is clear: regulators expect community banks to rely on high-quality, knowledge... Nov 26, 2025 Insights
Caitlyn Mullins Is This the Turning Point for Consumer Card Use? Is This the Turning Point for Consumer Card Use? Why the Visa/Mastercard Settlement Could Accelerate the Shift to Pay-by-Bank—and Even Digital Currency A 20-year legal battle between merchants and the... Nov 15, 2025 Documents
Caitlyn Mullins Bitcoin Takedown: DOJ Seizes $15 Billion from Global “Pig Butchering” Scam DOJ Seizes $15 Billion in Bitcoin from Global “Pig Butchering” Scam U.S. authorities dismantle a massive crypto-fraud and human trafficking network operating out of Southeast Asia. Summary The U.S. De... Nov 3, 2025 Insights
Caitlyn Mullins Understanding Nacha’s New IAT Definition: What It Means for AML and OFAC Compliance Understanding Nacha’s New IAT Definition: What It Means for AML and OFAC Compliance Have you been hearing the buzz about Nacha’s new definition for International ACH Transactions (IATs)? If you haven’... Oct 21, 2025 Insights
Caitlyn Mullins IAT Redefined: What Nacha’s Latest Rules Mean for Your Institution Nacha has advanced a series of rule amendments aimed at tightening clarity, improving compliance, streamlining cross-border flows, and strengthening the network’s ability to deal with risk. Below is a... Oct 16, 2025 Insights
Caitlyn Mullins Charting the Future of Community Banking: Reflections from the CBWV CEO & Directors Conference I had the opportunity to attend the 2025 Community Bankers of West Virginia (CBWV) CEO & Directors Conference at Stonewall Resort. This gathering brought together community bank leaders, directors, an... Oct 2, 2025 Insights
Caitlyn Mullins Reflections from MoneyLIVE North America 2025: Innovation, Collaboration, and the Next Chapter of Payments Reflections from MoneyLIVE North America 2025: Innovation, Collaboration, and the Next Chapter of Payments This year’s MoneyLIVE North America brought together leaders across banking, fintech, and pay... Sep 24, 2025 Insights
Carlos Ortiz Strengthening Compliance and Collaboration: A Look Back at NEACH Payments Group’s Q2 Town Hall At NEACH Payments Group’s second quarter Client Town Hall, compliance professionals, advisors, and financial leaders gathered with a shared purpose: to strengthen their programs, exchange insights, an... Sep 19, 2025 Insights
Caitlyn Mullins Community Banking is Far From Dead: Reflections from the PACB Annual Convention Community Banking is Far From Dead: Reflections from the PACB Annual Convention Community banking is alive, vibrant, and more essential than ever. That was the clear message that came through during t... Sep 18, 2025 Insights
Caitlyn Mullins Collaborating for Compliance: Building a Guide to the 2026 Nacha Rule Changes In the payments industry, change is a constant. Rules evolve to keep pace with fraud trends, technology, and customer expectations. For many financial institutions and payment providers, the challenge... Sep 8, 2025 Insights
Caitlyn Mullins Same Day ACH Returns - Visualized Why Isn’t Everyone Using Same-Day ACH Returns? Same-Day returns offer significant benefits—so why aren't more financial institutions taking advantage of them? Every FI seems to have its own reasons, b... Jul 28, 2025 Insights